Typical 0% APR
Take it away is an Arts Council England initiative that aims to make musical instruments more accessible to children and young people by providing interest-free loans of up to £2,000. The scheme is open to parents buying an instrument for a child under the age of 18, but also 18-25 year olds who can apply in their own right.
For more details, please visit the Take it away website or ask in-store for details.
Apr 2012.
How can I apply?
Once you've decided what you want to buy, you can apply for a Take it away loan to finance your purchase. You will need to bring a credit or debit card with you in order to pay the deposit (minimum 10%). The application process takes no more than a few minutes and, if approved, you can take your purchase away with you there and then.
Applicants must be:
- Either over 18 years of age and buying an instrument for a child under the age of 18
- Or aged 18-25 years and applying in their own right
- A permanent UK resident
- Working at least 16 hours per week
Loans are subject to status. Terms and conditions apply.
How much can I borrow?
Loans are available up to £2,000, or as little as £100. The loan amount can be a part-payment towards an item that costs more than £2,000, or you can buy several lower value items with a combined value of up to £2,000 or more.
You will need to pay a minimum 10% of the loan amount at the point of sale. The rest is then paid back over nine months in equal instalments. There is no administrative charge or handling fee when you take out the loan, so you will never be paying more for your purchase than the ticket price.
What can I buy?
Take it away loans are designed to assist individuals with the purchase of new or reconditioned musical instruments. These include things like:
- Electric Guitars
- Bass Guitars
- Acoustic Guitars
- Classical Guitars
- Drums (Both Acoustic & Digital)
- Digital Pianos
- Folk Instruments
- Portable Keyboards
- String Instruments
- Brass & Woodwind Instruments
In addition to the above, the following associated goods and services may be included as part of the loan, provided that these items are purchased at the same time as the instrument itself and can be supplied by the retailer at the point of sale.
- Drum heads
- Drum sticks/brushes
- Effects pedals
- Instrument Amplifiers
- Instrument cases
- Instrument cleaning materials
- Leads
- Metronomes
- Mouthpieces
- Music/instrument stands
- Mutes
- Plectrums
- Reeds
- Rosin
- Sheet music
- Shoulder rests
- Silencers
- Stools
- Straps
- Strings
- Tuition
- Tuners
The following items can not be bought using the loan:
- Non tuition CDs and DVDs
- Non tuition music books
- Concert tickets
- Microphones and PA systems
- Recording equipment
- Computer Software
Tabfine Ltd TA Hands Music is a licensed broker of Take it away loans. Registered address: 5-6 Griffin Centre, Marketplace, Kingston-Upon-Thames. KT9 2QJ.
Digital Pianos
Guitars
Guitar Lessons
Stringed Instruments
